Comparisons

How Kessel compares

Honest comparisons, which means two things. We do not publish anybody else’s rates, because rate cards move and a stale number on this page would be a lie told at your expense. And every page says plainly where the other product is the better buy, because you find out in week one either way.

How we compare

The method, stated up front

Models, not digits

We compare how a price is built: blended versus interchange-plus, published versus quoted, per-location versus per-seat, term versus monthly. Those are structural, checkable, and they do not go stale on a Tuesday.

Our own numbers, in full

$49 per location per month. Interchange plus 0.60% + 30¢. Hardware at Stripe’s price, buyable, leasable or financeable. No setup fee, no PCI fee, no statement fee, no termination fee. That is the entire list.

Where they win

Every comparison page has a section saying when to buy the other one. If that section is empty, the comparison is marketing rather than information.

The structural difference

Where the same $40 goes

This is the whole argument in one picture. On a blended rate the network cost and the processor’s margin arrive as one figure. On interchange-plus they arrive as two, and only one of them is ours.

THEIRSKESSELCustomer$40.00One feecost + margin, mergedYour bankthe restCustomer$40.00splitCard networksinterchange, at costKessel0.60% + 30¢Your bankthe rest

Or skip the reading.

$49 a month, interchange + 0.60% + 30¢, 30 days free and nothing to pay for hardware on day one.